sammenlign kreditkort

The credit card is designed according to some standardized measures, which allow the card to function worldwide both in ATMs and in stores. The credit card is made ​​of plastic and has either just a magnetic strip or both magnetic stripe and chip. A credit card with VISA function is directly linked to your bank account, usually the salary account. As long as there are sufficient funds in your bank account can thus pay in the shops with your credit cards and do not have to collect the money.

Credit card type credit card in turn, is not dependent on whether you have sufficient funds in your account. This type of credit is linked to some form of credit card companies, who are paying the store you've shopped with.

At the end of the month then send the credit card company a bill to you with your total purchases during the month. Often, you pay the bill in full, but you can often choose to pay in installments, with interest rate premium as a result. The interest rate varies depending on the type of credit card with the credit you use and sometimes offering credit card company yourself a certain number of interest free days. Some credit cards with credit, however, interest spreads from the day when you make your purchase.

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