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Introduction
"To be the leading emerging markets financial services group driven by innovation, delivering superior value for all Customers / Family Members".
"Respect for You, the Client"
Every day at purysquad. starts and ends with respect for the clients we serve. We understand that collections are not solely about profitability - it's also about preserving your company's reputation and dealing professionally with your customers. Each purysquad member sees themselves as an extension of the client's company and conducts themselves accordingly. Respect also means recognizing that our reports to you must focus on quality not quantity. We know that many of our competitors' reports are never read, simply because they're filled with too much of the wrong information. Every purysquad client benefits from: Customized reports that give you only what you want in a timely fashion. Frequent communication to make sure that we're meeting your needs - not just a call when there's a problem. Respect and appreciation in every communication with you.
Our Motto is :
You have a lot of choices when it comes to your money. You could buy something fun like a flat-screen TV or a boat, you could remodel your house or you could even take that dream vacation around the world you've been dreaming of. On the other hand, if you wanted to be a little more practical, you could put your money to work for you and invest it in the stock market.
Let’s face it. Spending your money is a lot more fun than saving your money. So why is it that you are here learning how to save and invest your money instead of out somewhere spending your money?
Investment Planning
Everyone needs to save for a rainy day. Once you have saved enough to take care of emergencies, you should start thinking about investing and to make your money grow. We can help you plan your investments so that you can reap adequate benefits and achieve your financial goals.
Purysquad's Investment Planning Service includes:
Risk Profiling
Asset Allocation and Portfolio Construction
Creation and Accumulation of Wealth through Systematic Investment Plans (SIP)
Regular review of progress and Portfolio Re-balancing
Essentially, Investment Planning involves identifying your financial goals throughout your life, and prioritising them. Investment Planning is important because it helps you to drive the maximum benefit from your investments.
Your success as an investor depends upon your ability to choose the right investment options. This, in turn, depends on your requirements, needs and goals. For most investors, however, the three prime criteria of evaluating any investment option are liquidity, safety and return.
Investment Planning also helps you to decide upon the right investment strategy. Besides your individual requirement, your investment strategy would also depend upon your age, personal circumstances and your risk appetite. These aspects are typically taken care of during investment planning.
Investment Planning also helps you to strike a balance between risk and returns. By prudent planning, it is possible to arrive at an optimal mix of risk and returns that suits your particular needs and requirements.
How to achieve "Lifetime of Investment success"?
Follow Purysquad's time tested Investment Philosophy:
Do not invest directly in the stock market. Take the Mutual Funds route.
Safety of principal should be of prime importance. We believe in a controlled (risk) approach to investments.
Do not let inflation eat up your money in a savings bank account. Go for superior and stable returns.
Have a look at your financial objectives. Your investments should depend upon them.
Take the long-term approach to equity investments.
Diversify your investments. Do not put all your eggs in one basket.
Keep a reasonable amount of liquid cash to meet your emergency needs.
Take a balanced approach to investing. Avoid risky investments as well as an overly cautious approach to Investing.
Monitor your investments once a month and take corrective action, if required, immediately.
Do not try to time the entry and exit of your investments.
Every time is a good time to invest if you have a long- term outlook and keep investing regularly.
Put no more than 10% of your total investments in one company.
Investment Mantras for the Uninitiated
All of us are not born with a silver spoon in our mouth. But each one of us wish to strike gold and has a desire to be rich. There is a constant urge in us to make our money grow at a pace that not only provides for our financial goals but also helps us to improve our standard of living from good to better.
This makes it really essential for all of us to plan the allocation of our available financial resources in such a way that we can generate the maximum possible return. The term 'allocation of resources' means putting your money in the various asset classes such as debt, equity and cash.
However, this cannot be done by following an ad-hoc approach to investments.
One is required to plan investments in a systematic manner so that he gets maximum returns with minimum risk. Also, the allocation should be regularly reviewed at periodic intervals.
For this, one can either plan investments oneself, or refer to an expert (A Financial Planner) who not only helps you invest appropriately but also monitors the performance of your portfolio so that you do not miss on the best opportunities available in terms of investing and also do not take undue risk on your portfolio.
A financial planner will give meaning to your investments by linking the same to your financial goals. This way one would know where one is going and it will become easier to chart out an appropriate path way towards the relevant destination point.
An investment decision is a trade off between the risk & return. However, the investment avenue will definitely depend upon certain factors.
Some of the questions you need to answer are:
What is your age?
How many dependents do you have?
What are your financial goals?
How much money would you need to fund each goal?
What is the time horizon of your goals?
How much are you concerned about liquidity?
What is your risk profile?
All these questions will help your advisers to chalk out a plan which can match the suitable products with your goals.
Your need could be:
Cash flow Planning: Cash flow Planning takes care of the timing of cash inflows and outflows. It basically helps in analysing the income and expenses and intends to maintain a regular flow of income in the family. It is a holistic approach to meet the life goals.
Insurance Planning: Insurance is not the person who passes away but for those who survive. It takes care of the financial loss which may arise on the happening or non happening of an event. Insurance Planning relates to two fields of insurance
Life Insurance: It takes care of the financial needs of the dependents of the deceased bread earner of the family.
General Insurance: It takes care of the risk of financing of property.
Retirement Planning: It takes care of the cash flows during retirement when the person is not working. Usually people are not concerned about retirement at an early age. But planning for retirement at an early stage is necessary in order to maintain the same standard of living.
Investment Planning: Investment Planning takes care of investment decisions ie to say this decision relates to appropriateness of an investment, inflation factor, etc.
Tax Planning: it implies arrangement of the person's financial affairs in such a way that it reduces the tax liability.
Children's Future Planning: Children's Future Planning takes care of regular expenses on your child's education and higher education. It also help you to make arrangements for the your children marriage.
Systematic approach to investments: STP or SIP
Are you saving something from your regular income?
If you are saving, is it getting added to your investment corpus?
If you are creating a corpus, are you getting above inflation return on it?
Systematic approach towards investments is the best way to save, accumulate and create wealth for your future. Two such strategies are Systematic Investment Plan (SIP) and Systematic Transfer Plan (SIP). In SIP, a fixed amount is invested in a particular scheme at periodic intervals. SIP is a very good strategy for salaried people, or those who receive a periodic inflow of cash.
Advantages of SIP:
Saving and wealth accumulation
Inculcates disciplined habit of investing
Entry at various market levels (averages out the possible risk associated with the equity market)
Hassle-free mechanism (one-time arrangement – instructions are given at the time of initial transaction)
Power of Compounding
Investments synchronised with your cash inflows/salary
If you have a lump sum amount, but do not want to expose the entire amount to equity at one go, you can make an arrangement where some amount gets transferred to an equity scheme from a debt scheme periodically. This system is known as Systematic Transfer Plan.
"Respect for You, the Client"
Every day at purysquad. starts and ends with respect for the clients we serve. We understand that collections are not solely about profitability - it's also about preserving your company's reputation and dealing professionally with your customers. Each purysquad member sees themselves as an extension of the client's company and conducts themselves accordingly. Respect also means recognizing that our reports to you must focus on quality not quantity. We know that many of our competitors' reports are never read, simply because they're filled with too much of the wrong information. Every purysquad client benefits from: Customized reports that give you only what you want in a timely fashion. Frequent communication to make sure that we're meeting your needs - not just a call when there's a problem. Respect and appreciation in every communication with you.
Our Motto is :
You have a lot of choices when it comes to your money. You could buy something fun like a flat-screen TV or a boat, you could remodel your house or you could even take that dream vacation around the world you've been dreaming of. On the other hand, if you wanted to be a little more practical, you could put your money to work for you and invest it in the stock market.
Let’s face it. Spending your money is a lot more fun than saving your money. So why is it that you are here learning how to save and invest your money instead of out somewhere spending your money?
Investment Planning
Everyone needs to save for a rainy day. Once you have saved enough to take care of emergencies, you should start thinking about investing and to make your money grow. We can help you plan your investments so that you can reap adequate benefits and achieve your financial goals.
Purysquad's Investment Planning Service includes:
Risk Profiling
Asset Allocation and Portfolio Construction
Creation and Accumulation of Wealth through Systematic Investment Plans (SIP)
Regular review of progress and Portfolio Re-balancing
Essentially, Investment Planning involves identifying your financial goals throughout your life, and prioritising them. Investment Planning is important because it helps you to drive the maximum benefit from your investments.
Your success as an investor depends upon your ability to choose the right investment options. This, in turn, depends on your requirements, needs and goals. For most investors, however, the three prime criteria of evaluating any investment option are liquidity, safety and return.
Investment Planning also helps you to decide upon the right investment strategy. Besides your individual requirement, your investment strategy would also depend upon your age, personal circumstances and your risk appetite. These aspects are typically taken care of during investment planning.
Investment Planning also helps you to strike a balance between risk and returns. By prudent planning, it is possible to arrive at an optimal mix of risk and returns that suits your particular needs and requirements.
How to achieve "Lifetime of Investment success"?
Follow Purysquad's time tested Investment Philosophy:
Do not invest directly in the stock market. Take the Mutual Funds route.
Safety of principal should be of prime importance. We believe in a controlled (risk) approach to investments.
Do not let inflation eat up your money in a savings bank account. Go for superior and stable returns.
Have a look at your financial objectives. Your investments should depend upon them.
Take the long-term approach to equity investments.
Diversify your investments. Do not put all your eggs in one basket.
Keep a reasonable amount of liquid cash to meet your emergency needs.
Take a balanced approach to investing. Avoid risky investments as well as an overly cautious approach to Investing.
Monitor your investments once a month and take corrective action, if required, immediately.
Do not try to time the entry and exit of your investments.
Every time is a good time to invest if you have a long- term outlook and keep investing regularly.
Put no more than 10% of your total investments in one company.
Investment Mantras for the Uninitiated
All of us are not born with a silver spoon in our mouth. But each one of us wish to strike gold and has a desire to be rich. There is a constant urge in us to make our money grow at a pace that not only provides for our financial goals but also helps us to improve our standard of living from good to better.
This makes it really essential for all of us to plan the allocation of our available financial resources in such a way that we can generate the maximum possible return. The term 'allocation of resources' means putting your money in the various asset classes such as debt, equity and cash.
However, this cannot be done by following an ad-hoc approach to investments.
One is required to plan investments in a systematic manner so that he gets maximum returns with minimum risk. Also, the allocation should be regularly reviewed at periodic intervals.
For this, one can either plan investments oneself, or refer to an expert (A Financial Planner) who not only helps you invest appropriately but also monitors the performance of your portfolio so that you do not miss on the best opportunities available in terms of investing and also do not take undue risk on your portfolio.
A financial planner will give meaning to your investments by linking the same to your financial goals. This way one would know where one is going and it will become easier to chart out an appropriate path way towards the relevant destination point.
An investment decision is a trade off between the risk & return. However, the investment avenue will definitely depend upon certain factors.
Some of the questions you need to answer are:
What is your age?
How many dependents do you have?
What are your financial goals?
How much money would you need to fund each goal?
What is the time horizon of your goals?
How much are you concerned about liquidity?
What is your risk profile?
All these questions will help your advisers to chalk out a plan which can match the suitable products with your goals.
Your need could be:
Cash flow Planning: Cash flow Planning takes care of the timing of cash inflows and outflows. It basically helps in analysing the income and expenses and intends to maintain a regular flow of income in the family. It is a holistic approach to meet the life goals.
Insurance Planning: Insurance is not the person who passes away but for those who survive. It takes care of the financial loss which may arise on the happening or non happening of an event. Insurance Planning relates to two fields of insurance
Life Insurance: It takes care of the financial needs of the dependents of the deceased bread earner of the family.
General Insurance: It takes care of the risk of financing of property.
Retirement Planning: It takes care of the cash flows during retirement when the person is not working. Usually people are not concerned about retirement at an early age. But planning for retirement at an early stage is necessary in order to maintain the same standard of living.
Investment Planning: Investment Planning takes care of investment decisions ie to say this decision relates to appropriateness of an investment, inflation factor, etc.
Tax Planning: it implies arrangement of the person's financial affairs in such a way that it reduces the tax liability.
Children's Future Planning: Children's Future Planning takes care of regular expenses on your child's education and higher education. It also help you to make arrangements for the your children marriage.
Systematic approach to investments: STP or SIP
Are you saving something from your regular income?
If you are saving, is it getting added to your investment corpus?
If you are creating a corpus, are you getting above inflation return on it?
Systematic approach towards investments is the best way to save, accumulate and create wealth for your future. Two such strategies are Systematic Investment Plan (SIP) and Systematic Transfer Plan (SIP). In SIP, a fixed amount is invested in a particular scheme at periodic intervals. SIP is a very good strategy for salaried people, or those who receive a periodic inflow of cash.
Advantages of SIP:
Saving and wealth accumulation
Inculcates disciplined habit of investing
Entry at various market levels (averages out the possible risk associated with the equity market)
Hassle-free mechanism (one-time arrangement – instructions are given at the time of initial transaction)
Power of Compounding
Investments synchronised with your cash inflows/salary
If you have a lump sum amount, but do not want to expose the entire amount to equity at one go, you can make an arrangement where some amount gets transferred to an equity scheme from a debt scheme periodically. This system is known as Systematic Transfer Plan.
Contact Info
Address:
Basudevpur Khanjanchak
Haldia
West Bengal 721602
India
Haldia
West Bengal 721602
India
Tel:
+913224272072, +919775602145,
Website:
http://www.purysquad.com
Offering
- Investment Planning
- Tax Planning
- Children's Future Planning
- Cash flow Planning
- Insurance Planning
- Retirement Planning
- Portfolio Management
Hours of operation
| From | To | From | To | From | To | ||
|---|---|---|---|---|---|---|---|
| Monday | Open | ||||||
| Tuesday | Open | ||||||
| Wednesday | Open | ||||||
| Thursday | Open | ||||||
| Friday | Open | ||||||
| Saturday | Open | ||||||
| Sunday | Closed | ||||||
